You can apply for an interest free loan to buy a public transport season ticket to travel to and from work and home.

The loan is usually tax free.

Wagestream.webpWagestream is an app which allows you to instantly access money you have earned before payday to cover expenses or unexpected eventualities.

If you work on the staff bank, you can also choose to be paid weekly via the app. The Trust picks up the cost of this service and there is no charge to use the weekly pay facility.

Key benefits

  • Flexible Pay: Choose when to get paid using a percentage of the money you've already earned.
  • Budgeting: Track your shifts, earnings and spending easily & accurately in real-time.
  • Building a pot: The simplest way to put money aside each month, straight from your pay
  • Benefits checker: Check your financial health score and see what government support you're entitled to.
  • Vouchers: Get discounts off your (weekly shop/hundreds of retailers)

From ways to make everyday savings to articles and resources, there's lots of ways to manage your money easily, securely and more effectively.

It's easy to get started:

  • Download the Wagestream app and search for Kingston and Richmond NHS Foundation Trust
  • Enter you details then select 'Enrol me'

Top Tip: Your primary assignment number is on your payslip

The NHS pension scheme remains one of the most comprehensive and generous schemes in the UK and benefits are secure and guaranteed by the government. The Trust contributes more than 20% into your pension. 

  • Automatic enrolment in NHS Pension Scheme unless opted out or do not qualify
  • Alternative UK Government sponsored scheme (NEST)
  • Final salary, career average NHS scheme
  • Progressive employee contributions so highest earners contribute more
  • Trust contributes over 20% of pay to employee’s pension fund
  • Life assurance and sickness retirement provisions
  • Tax free death in service benefits based on twice pensionable pay
  • Later career planning policy to support flexible retirement, early access to  pension benefits whilst still in retirement and return to work full or part-time
  • Local Trust Pensions team
  • Access to pension record and predicted benefits through the ESR Total Reward Statement 

There are 2 NHS Pension schemes - the 1995 / 2008 Scheme and the 2015 Scheme.

All new and active members of the NHS Pension Scheme are members of the 2015 Scheme.

Watch the video to understand about the NHS Pension Scheme and what type of member you are:


 

The Cycle2Work scheme is an employee benefit that saves you at least 42% on a bike and accessories.

You pay nothing upfront and the payments are taken tax efficiently from your salary as a monthly deduction from gross pay. 

Kingston and Richmond works with Halfords and Cycle Solutions to provide the Cycle2Work scheme.

The Trust operates a salary sacrifice car lease scheme which is open to all permanent employees. Costs are deducted from gross pay and lease arrangements are managed through the lease company, Tusker, and include all insurance and servicing costs for the duration of the lease.

he scheme includes a range of hybrid and fully electric cars which contribute to environmental sustainability and are cheap to run.